Thanks to Kellie, I was able to figure out how to beautify my blog! The Background is from thecutestblogontheblock.com and my banner is a template from scrapblog.com.
Scrapblog is so fun! I have unleashed my inner collage artist, and after taking my header almost completely as is (I only changed the text and pictures) I was ready to do one from scratch.
Here is the result. I am rather proud of it. It took FOREVER, but I am really happy with the way it looks (all the images are from their site, but I placed them, layered them, and chose the opacity, size, etc.). If you can't see it very well, the larger version is here.